Insurance Management
Centralize all your policies in a single dashboard. Home, car, life, health and more, always at a glance.
Coming soon on Android & iOS
Optim: Smart management for your insurance and bills in one place
Your policies, your bills and your alerts in one app. No surprises, no paperwork. You decide when to renew and how much to pay.
See featuresFree, no subscription, free of intrusive ads
Features
Everything you need
Tools designed to simplify the management of your insurance and expenses every day.
Renewal Alerts
Receive smart notifications before each renewal. Never be caught off guard by a renewal again.
Expense Analytics
Visualize how much you spend on insurance and subscriptions each month. Identify savings opportunities at a glance.
Multiple Providers
Compatible with any insurer or provider. Add your policies regardless of who issued them.
Secure & Private
Your data is protected with end-to-end encryption. Your information is yours and no one else's.
Recurring Expenses
Record services, subscriptions and any periodic expense. Always have total control of your finances.
Coberturas
For all your recurring expenses
Not just insurance. Optim centralizes everything you pay periodically in one single place.
Insurance
- Auto
- Home
- Health
- Life
- Motorcycle
Utilities
- Electricity
- Water
- Gas
- Internet
¿Tienes otro tipo de gasto recurrente? Puedes registrar cualquier contrato personalizado.
Proceso
Get started in minutes
No complications. In three steps you will have total control of your insurance and expenses.
01
Download the app
Available for free on Google Play. Install Optim in seconds and create your account.
02
Add your policies
Enter your insurance policies and recurring expenses. You only need the basic details for each policy.
03
Get alerts and save
Optim notifies you before each renewal and shows you where you can optimize your spending.
App
Designed to be simple
A clean, intuitive interface that gives you control without overwhelming you with unnecessary information.
Testimonials
What users are saying
People who manage their insurance and expenses with Optim.
"I finally know exactly how much I pay per year on insurance and utilities. Seeing the estimated annual spend in one panel has helped me organize my monthly budget much better."
"I always missed the deadline to notify my car insurance and ended up renewing out of habit. With Optim's smart alerts, this time I was able to compare before it was too late."
"I followed one of the app's energy-saving suggestions and now I pay €15 less per month. The app pays for itself with what it helps you save."
"I've tried other finance apps but they were too complex. Optim is simple and straightforward: you add the contract, set the date, and forget about it. That easy."
"I was worried it wouldn't accept my policies from a small provider, but it works with any insurer. I've centralized everything from my bike insurance to my home broadband."
"Having all my digital policies stored in the cloud and encrypted gives me peace of mind. I no longer have to hunt through folders for paperwork in an emergency."
"What I value most is that it's a clean tool with no ads. You can tell they care about privacy and that the focus is really on helping us manage our expenses."
"I use it to keep track of all my streaming and software subscriptions. I realised I was paying for two services I barely used. Essential!"
FAQ
Frequently asked questions
Quick answers to what we're asked most.
Is it free?
Yes. Optim is free to use. No subscription, no ads. We want you to have control of your insurance and bills without it costing you a penny.
Is it secure?
Your data is safe. It's stored encrypted in the cloud and only you can access it. We don't sell or share your information with third parties for marketing. If at any time you want to take advantage of offers or additional services, we will only use your data with your explicit consent for that purpose.
Can I export my data?
Yes. You can export your contracts and expenses to CSV or Excel whenever you want. Your data is yours: take it with you if you ever stop using the app.
Early access for testers
We're opening access to a small group. Sign up and we'll let you know when your spot is ready.
Start optimizing today
Take control of all your insurance and utilities. Free, no subscription, no ads.
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Android Launching soon · Registration open