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insurance car guide

How to manage your car insurance without the hassle

By Optim Team
Contract list in the Optim app

Staying on top of your car insurance is easier than you think. In this article we show you how to use Optim to make sure a renewal never catches you off guard.

Why does it matter?

Every year, thousands of drivers renew their policy without shopping around — simply because their insurer calls just before the due date and they say yes without a second thought. With Optim, you get an alert early enough to explore your options.

What you can record

  • Policy start and end dates
  • Annual or monthly premium
  • Insurer name
  • Coverage type (third-party, comprehensive, etc.)
  • Attachments (receipts, policy documents)

Renewal alerts

Optim sends you a notification with the lead time you choose: 30, 15 or 7 days before expiry. That gives you enough time to compare quotes and decide without pressure.

Final tip

Add your policy’s roadside assistance phone number in the notes field. If you ever break down, you will be glad to have it at hand without digging through physical documents.